Form 9465: Request an IRS Payment Plan

What is 9465?

Form 9465 requests a payment plan for tax debt: how much you owe, how much you can pay now, and the monthly amount you propose. Approval is generally streamlined when the total owed is $50,000 or less and the plan pays out within 72 months.

Interest and the late-payment penalty keep accruing on the unpaid balance during the plan, and setup fees apply, lower when you choose direct debit. Many taxpayers can skip the form entirely and use the IRS Online Payment Agreement, which answers immediately.

Who files 9465?

Taxpayers who cannot pay their balance in full by the deadline
People who owe up to $50,000 and can clear it within 72 months
Anyone preferring a formal monthly arrangement over ad-hoc payments

How to fill out 9465

Enter your identification and the tax year and amount you owe.
Propose a monthly payment and a day of the month for it.
Add bank details if you choose direct debit, which lowers the setup fee and prevents missed payments.
Download, sign, and attach it to the front of your return, or mail it alone to the address in the instructions.

Quick fill 9465 on this page

Prefer to see the form itself while you type? Open 9465 in the editor to fill it on the actual pages, add a signature, and download.

These are the form's own fields, in the order they appear on the pages. Fill in what you know; anything left blank stays a fillable field in the PDF, so you can finish it in any PDF reader. Nothing you type here is sent to IRS.

Page 1 36 fields

This request is for Form(s) (for example, Form 1040 or Form 941) ▶

Tax year(s) or period(s) involved (for example, 2018 and 2019, or January 1, 2019, to June 30, 2019) ▶

Your first name and initial

Last name

Your social security number

If a joint return, spouse’s first name and initial

Last name

Spouse’s social security number

Current address (number and street). If you have a P.O. box and no home delivery, enter your box number.

Apt. number

City, town or post office, state, and ZIP code. If a foreign address, also complete the spaces below (see instructions).

Foreign country name

Foreign province/state/county

Foreign postal code

If this address is new since you filed your last tax return, check here ▶

Name of your business (must no longer be operating)

Employer identification number (EIN)

Your home phone number

Best time for us to call

Your work phone number

4. Ext.

Best time for us to call

5. Enter the total amount you owe as shown on your tax return(s) (or notice(s)). Dollars.

6. If you have any additional balances due that aren't reported on line 5, enter the amount here (even if the amounts are included in an

7. Add lines 5 and 6 and enter the result. Dollars.

8. Enter the amount of any payment you're making with this request. See instructions. Dollars.

9. Amount owed. Subtract line 8 from line 7 and enter the result. Dollars.

10. Divide the amount on line 9 by 72.0 and enter the result. Dollars.

11a. Enter the amount you can pay each month. Make your payment as large as possible to limit interest and penalty charges, as these

11b. If the amount on line 11a is less than the amount on line 10 and you're able to increase your payment to an amount that is equal to or

11b. If you can't increase your payment on line 11b to more than or equal to the amount shown on line 10, check the box. Also, complete and

12. Enter the date you want to make your payment each month. Don't enter a date later than the 28th.

Routing number

Account number

13c. Low-income taxpayers only. If you’re unable to make electronic payments through a debit instrument by providing your banking

14. If you want to make payments by payroll deduction, check this box and attach a completed Form 2159.

Page 2 30 fields

Lock the PDF after filling (values become permanent, fields are removed)

Processed on our own servers, never sent to a third-party service. Files are deleted automatically after two hours, and you can delete them sooner from the result screen.

Frequently asked questions

Will the IRS accept my proposed payment?

If you owe $10,000 or less and meet the guaranteed-agreement conditions, acceptance is automatic. Under $50,000 with a 72-month payoff is normally approved without financial statements.

Is there a cheaper way than this form?

The IRS Online Payment Agreement tool charges lower setup fees than a mailed 9465 and gives an instant answer for most balances.

Form 9465, Installment Agreement Request

What is 9465?

Who files 9465?

How to fill out 9465

Quick fill 9465 on this page

Frequently asked questions

Related forms

Form 433-D, Installment Agreement

Form 1040, US Individual Income Tax Return

Form 4868, Application for Automatic Extension of Time to File