CRA · Official form

T1036: Home Buyers' Plan (HBP) Request to Withdraw Funds from an RRSP

Form T1036 is the request you give to your RRSP issuer to withdraw funds tax-free under the Home Buyers' Plan (HBP) to buy or build a qualifying home.

This is the genuine CRA PDF, unmodified. Source: CRA official page.

What is T1036?

T1036, Home Buyers' Plan (HBP) Request to Withdraw Funds from an RRSP, lets an eligible first-time home buyer take money out of their registered retirement savings plan without it being taxed, as long as it is repaid to the RRSP over the required period. The plan is meant to help you buy or build a qualifying home for yourself or a related person with a disability.

This is a dynamic (XFA) PDF built for Adobe Acrobat Reader, so it will not fill in a browser or a basic PDF viewer. Download it and open it in the free Adobe Acrobat Reader. You complete Area 1 with your details and the amount you are withdrawing and confirm you meet the HBP conditions; the RRSP issuer completes Area 2 before releasing the funds.

Who files T1036?

  • First-time home buyers withdrawing from an RRSP to buy or build a qualifying home
  • People buying or building a home for a related person who qualifies for the disability tax credit
  • RRSP holders who meet the Home Buyers' Plan eligibility conditions
  • The RRSP issuer, who completes their section before releasing the funds

How to fill out T1036

  1. Download the T1036 and open it in the free Adobe Acrobat Reader; it will not fill in a browser.
  2. Complete Area 1 with your name, address, social insurance number, and the amount you are withdrawing.
  3. Answer the eligibility questions to confirm you meet the Home Buyers' Plan conditions.
  4. Sign and date Area 1, then give the form to your RRSP issuer.
  5. The issuer completes Area 2 and releases the funds; keep your copy, since you must repay the amount to your RRSP over the HBP period.
Worth knowing: The T1036 is a dynamic Adobe PDF. Download it and open it in Adobe Acrobat Reader. Give it to your RRSP issuer, not the CRA, and remember the HBP amount must be repaid to your RRSP.

Get T1036

This is a dynamic PDF from CRA: it only fills in correctly in Adobe Acrobat Reader, so there is no in-browser fill here. Download the genuine T1036 below and open it in the free Adobe Acrobat Reader to complete and save it.

Download the official T1036 PDF

Frequently asked questions

Do I send the T1036 to the CRA?

No. You give the completed form to your RRSP issuer, who fills in their section and releases the funds. You do not mail it to the CRA, but keep your copy because the withdrawal must be repaid to your RRSP over the required period.

How much can I withdraw under the Home Buyers' Plan?

There is a maximum HBP withdrawal amount set by the CRA, and it has changed over time. Check the current withdrawal limit on the CRA Home Buyers' Plan page before you complete the form.