VA Form 26-1880, Request for a Certificate of Eligibility
VA Form 26-1880 requests your Certificate of Eligibility, the document that proves to a mortgage lender that you qualify for the VA home loan benefit.
This is the genuine VA PDF, unmodified. Source: VA official page.
What is VA Form 26-1880?
Before a lender can close a VA-backed mortgage, it needs your Certificate of Eligibility, or COE. The COE confirms you have qualifying military service and shows how much loan entitlement you have available. Form 26-1880 is the paper request; the same request can be made online through va.gov, and many lenders can pull a COE almost instantly through VA's systems.
The form collects your service history and asks about previous VA loans, since prior use of the benefit affects your remaining entitlement. Veterans typically support the request with a DD214; active-duty service members use a statement of service signed by their command. Surviving spouses generally use a different form, VA Form 26-1817, so check which applies before filing.
Who files VA Form 26-1880?
- Veterans with qualifying active service who want to buy, build, or refinance a home with a VA loan
- Active-duty service members who meet the minimum service requirements
- Current and former National Guard and Reserve members with qualifying service
- Veterans seeking restoration of entitlement after selling a home and paying off a prior VA loan
How to fill out VA Form 26-1880
- Gather proof of service: your DD214 if separated, or a statement of service from your command if still serving.
- Complete your identifying details and list each period of service.
- Answer the questions about previous VA loans, including any you have paid off, so VA can calculate or restore your entitlement.
- Sign and date the request.
- Apply online at va.gov for the fastest result, ask your lender to request the COE electronically, or mail the form and evidence to the address in the current instructions.
Quick fill VA Form 26-1880 on this page
Prefer to see the form itself while you type? Open VA Form 26-1880 in the editor to fill it on the actual pages, add a signature, and download.
Frequently asked questions
Do I have to use this paper form to get a COE?
No. Most people get a COE faster by applying online through va.gov or by having their lender request it through VA's automated system. The paper form is useful when records are incomplete or your situation needs manual review.
Can I get a COE if I already used my VA loan benefit?
Often yes. Entitlement can be restored after you sell the home and pay the loan in full, and remaining entitlement may allow another loan even without full restoration. Report your prior loans on the form so VA can work out what you have left.
Does the COE guarantee I will get a mortgage?
No. It proves you meet VA's service eligibility, but the lender still underwrites your income, credit, and the property. Think of the COE as the ticket that lets a lender consider you for a VA loan.